You're searching for concealed carry insurance because you understand a simple truth:
Owning a firearm comes with serious responsibility.
But what if I told you that concealed carry insurance alone might not be enough for complete protection at the most critical moments of self-defense?
Let me explain with a true story that will change how you think about what it really takes to defend yourself...
The $150,000 Self-Defense Nightmare That Required More Than Insurance Alone
Three years ago...
A hardworking Ford employee named Billy Cowart was exactly where you are now — researching legal protection for gun owners.
He chose to arm himself with a comprehensive plan for self-defense which gave him access to training, education, and self-defense liability insurance benefits.
Three months later...
That decision saved his freedom, his family's financial future, and possibly his life.
Here's what happened:
Billy had worked at Ford Motor Company for nearly 30 years.
A respected quality department worker at the Chicago Assembly Plant.
A family man.
A legal firearm owner.
Then one day in the company parking lot, political tensions flared.
Words were exchanged with an intoxicated coworker.
What happened next gave Billy less than TWO SECONDS to make a life-changing decision.
The coworker (who outweighed Billy by 120 pounds) suddenly turned and sucker-punched him in the face.
Billy's glasses went flying.
As he stumbled backward, the attacker approached again.
"My next thought was to not let him hit me again and not let him get up close on me," Billy later recalled.
"I'm gonna stop this right now, stop the threat."
Billy reached for his legally carried firearm and fired 2 rounds out of 10 at the attacker.
The threat was ended!
Following the training he received through his USCCA Membership, Billy immediately:
Checked his surroundings
Re-holstered his weapon
Called 911 first, using the script he was provided by the USCCA
Then immediately contacted the 24/7 Critical Response team
The Threat Was Over, But the Insurance Benefits Available Through His Self-Defense Membership Were Just Beginning For Billy...
The Critical Response Team worked behind the scenes to connect Billy with an attorney within minutes.
They also helped coordinate the funding he would need for the legal battle ahead.
Despite turning himself in the next morning, Billy was told at the police station:
"We don't have anything on you."
His attorney, Dave McDermott warned him they would come for him eventually.
As expected...
That night, around midnight, 12 officers (from different departments: Chicago PD, Richton Park PD, gang squad, and the Cook County Sheriff's Office) all converged on his home.
At the precinct, officers were hostile, telling him,
"You're going to jail, you MF'r."
Following his attorney's instructions, Billy only gave his name and requested his lawyer.
What It Cost to Keep Billy Out of Prison
Initially, the judge set Billy's bail at $500,000.
Thanks to his attorney, that got knocked down to $50,000...
And once the bail amount was finalized by the courts, the insurance coverage available through his USCCA membership helped provide the bail bond amount.
But Billy's nightmare was not over.
For the next two years, Billy was sent through a spin cycle in the legal system.
Two judges... 12 criminal counts, including an attempted murder charge... and a total of $175,000 in legal expenses later...
ALL the charges were dropped!
And the best part?
Billy paid exactly $0 out of his own pocket to keep his freedom.
Think about that:
Not having to wonder if you're going to run out of money to defend your innocence.
Not having to worry that you'll have to take a guilty plea and lose your gun rights because your pockets weren't as deep as the prosecutors.
Not having to live for the rest of your life with a smudge on your good name just because the money wasn't there.
The self-defense liability insurance that came with Billy's USCCA Membership helped save him from all that.
But while this is truly amazing...
The benefits that help you in the legal aftermath are NOT the only important parts.
What Makes USCCA Membership Different
USCCA Membership gives you access to a complete self-defense system, including training, education, and insurance benefits that provide comprehensive protection.
Think about it:
Critical Moment |
Protection Needs |
USCCA Membership Provides |
BEFORE the incident |
Preparation & training |
Comprehensive training programs on threat avoidance, de-escalation and legal protection |
DURING the incident |
Knowledge of proper response |
Training on legal use-of-force, accuracy drills, shooting under pressure, and more |
IMMEDIATELY AFTER |
Critical guidance |
24/7 Critical Response Team with access to an attorney |
STATEMENT TO POLICE |
Legal strategy |
Legal guidance on what to say (and what not to say) |
BAIL & ATTORNEY FEES |
Financial support |
Access to insurance benefits that helps with bail funding and attorney representation |
ONGOING SUPPORT |
Complete resources |
Education, training, and insurance benefits in one comprehensive membership |
For Billy, having access to USCCA's complete suite of benefits made all the difference:
"It was good to know someone had my back in the moment of self-defense."
That's how Billy described his experience when USCCA connected him with attorney Dave McDermott — a legal powerhouse who arrived at Billy's home to represent him.
Despite facing 8 counts of attempted murder plus 4 counts of aggravated battery and firearm discharge, Dave promised Billy,
"We're gonna beat this."
For a man who had worked honestly for 22 years at Ford, the charges were devastating.
Billy lost his job.
The media called him a "deranged gunman."
His wife had to carry the entire financial burden.
"It can tear up a family," Billy said, choking back tears.
"When you're used to being a provider for your family and you're not necessarily able to do that... it becomes stressful."
"To have everything you work for taken away..."
After THREE LONG YEARS, Justice Prevailed
The second judge assigned to his case reviewed the surveillance video, along with Dave McDermott's defense filing...
And ruled that Billy had clearly acted in self-defense against an intoxicated aggressor.
All 12 counts against him were dismissed!
But Ford still didn't want him back.
Dave suggested that Billy file a grievance case.
Thanks to the arbitration process, it was ruled that Ford had fired him without just cause.
He was reinstated with full seniority and awarded a year of back pay.
His takeaway from this nightmare?
"You can say 'innocent until proven guilty,' but it's guilty until proven innocent."
What If You're In Billy's Situation Tomorrow?
Ask yourself:
If you had to defend yourself tonight, would you know exactly what to say to police?
Would you have an attorney at your side within the hour, without worrying about the cost?
Would you have the financial resources to fight a $150,000+ legal battle for years?
Would you have the training and education to make the right decisions when seconds count?
Billy's legal battle cost $175,000 and THREE YEARS of his life.
What will yours cost?
Why USCCA Membership Provides A Superior Plan
Let me be clear:
Having some form of legal protection is better than having none!
But a comprehensive membership that provides education, training, AND insurance benefits that cover you BEFORE, DURING, and AFTER a self-defense incident is what truly safeguards your freedom.
And with it being around the same cost, why would you ever jeopardize your family and your freedom?
Here's what makes USCCA Membership so valuable:
1. Before an Incident: Training & Preparation
Digital Training Library - Immediate access to videos, guides and courses on conflict avoidance, legal use of force, and home defense strategies
Concealed Carry Magazine Subscription ($79 value) - Bi-monthly magazine with tactics, techniques, and legal updates
State-Specific Legal Guidance - Know exactly what's legal in your state before you need to act
2. During & Immediately After: Critical Response
24/7/365 Critical Response Team - Available the moment you need them, not just during business hours
Immediate Attorney Access - Connected with a specialized self-defense attorney experienced in cases like yours
Expert Guidance - Step-by-step instructions on what to say to police, how to handle evidence, and what to expect next
3. Self-Defense Liability Insurance1 Benefits
Comprehensive Coverage - Insurance benefits that help with attorney fees, bail bonds, and more depending on your membership level
Bail Funding - Access to insurance benefits that can help with bail to reunite you with your family while fighting your case
Criminal Defense Expenses (No Limit) - Insurance benefits to help with attorney fees, investigator fees, expert witness fees, and more
Civil Defense Expenses (No Limit) - Insurance benefits to help with civil attorney fees
Compensation While in Court - All reasonable expenses that you incur at the insurance company's request, including up to $750 per day for actual loss of earnings because of time off work.
Annual Aggregate Liability Limit for Compensatory Damages - $2,000,000 - You'll have access to up to $2,000,000 annually to pay for civil damages rendered against you.
4. Ongoing Support Network
Nationwide Attorney Network - Access to attorneys who specialize in self-defense cases
Member-Only Discounts - Save hundreds or even thousands annually on guns, holsters, accessories, and training
Community Support - Connect with fellow responsibly armed Americans for support and guidance
Why Over 860,000 Americans Choose USCCA Membership
They understand a simple truth:
When your freedom is on the line, you need more than just financial coverage for legal fees.
You need a comprehensive system that includes training, education, and insurance benefits to guide you through every step of the process.
As Billy Cowart discovered, those critical first moments after using your firearm in self-defense often determine whether you go home or go to prison.
"The Second Amendment gives you the right to bear arms... USCCA gives you the ability to use them without losing everything."
Your USCCA Membership Is Fully Guaranteed
USCCA Membership is 100% Risk-Free with our 30-Day, Money-Back, Bulletproof Guarantee®.
That means there's zero risk in trying it out.
Take thirty days to evaluate your membership, and if you're not fully satisfied, just call in, and request a prompt and courteous refund.
Don't Wait Until It's Too Late
The monthly fee of a USCCA Membership costs about the price of a box of practice ammunition.
But the peace of mind it provides is priceless.
Billy Cowart didn't expect to need his USCCA membership just three months after joining.
You never know when you might face a similar situation.
When that moment comes, will you be fully prepared?
Or will you be wishing you had made a different choice?
Activate Your USCCA Membership Today
You'll immediately receive:
Instant access to all USCCA member benefits
Self-defense liability insurance1 as an automatic membership benefit
Welcome kit with your member card and materials
Plus, for a limited time:
Start Your USCCA Membership Today & Get These FREE Bonuses: